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ZABA GROUP'S GROSS PROFIT CAME TO 48.3 MILLION IN FIRST HALF OF 2001

ZAGREB, Sept 10 (Hina) - The Zagrebacka Banka Group (ZABA) made a pre-tax profit of 405 million kuna (approximately 48.3 million US dollars) in the first six months of 2001. The returns were at the same level as the gross profit realised in the first half of 2000, but the difference lies in the fact that the entire gross profit, registered in the first six months of 2001, was made exclusively thanks to the group's basic activity - banking. The pre-tax profit in the first half of 2000 included the income from the sale of the group's stocks in other companies, when the sale of group's shares in the Pliva pharmaceutical company brought 253 million kuna for the ZABA Group. This significant rise in the earnings from the group's basic activity - banking - was the result of the inclusion of new bank branches in the group, the improvement of the quality of the loans portfolio, the payment o
ZAGREB, Sept 10 (Hina) - The Zagrebacka Banka Group (ZABA) made a pre-tax profit of 405 million kuna (approximately 48.3 million US dollars) in the first six months of 2001. The returns were at the same level as the gross profit realised in the first half of 2000, but the difference lies in the fact that the entire gross profit, registered in the first six months of 2001, was made exclusively thanks to the group's basic activity - banking. The pre-tax profit in the first half of 2000 included the income from the sale of the group's stocks in other companies, when the sale of group's shares in the Pliva pharmaceutical company brought 253 million kuna for the ZABA Group. This significant rise in the earnings from the group's basic activity - banking - was the result of the inclusion of new bank branches in the group, the improvement of the quality of the loans portfolio, the payment of debit claims and the introduction of new products and services. According to data released by the ZABA Group on Monday, the net income from interest rates climbed by 34.4 percent to 723 million kuna in the first half of 2001. Regarding the structure of liabilities, the highest rise, of 5.3 percent, was registered in the clients' deposits, which came to 28.75 billion kuna. The citizens' savings rose by 1.3 billion kuna or 6.7 percent. The deposits lodged by companies rose by 1.7 percent to 8.03 billion kuna in the first half of 2001. ZABA analysts assess that a real growth, without the influence of the kuna's appreciation, totalled some 9.3 percent. The group's assets rose by 3.6 percent to 38.5 billion kuna by the end of June as against the end of 2000. The assets of the Zagrebacka Banka itself increased by 3.8 percent to 33.7 billion kuna. According to such figures, the assets of the ZABA Group account for 31.5 percent of the assets in the banking sector in Croatia. Loans granted to individuals and companies rose by a moderate 5.4 percent to 15.4 billion kuna by the end of this July. (hina) ms

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