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NUMBER OF BANKS' LOANS GRANTED TO CITIZENS REMAINS HIGH

ZAGREB, Jan 15 (Hina) - The third quarter of last year and the beginning of the last quarter saw a continued growth of bank loans granted to other sectors. An increase in deposits, economic revival and the market race of commercial banks have contributed to the intensive growth of banks' loan activities.
ZAGREB, Jan 15 (Hina) - The third quarter of last year and the beginning of the last quarter saw a continued growth of bank loans granted to other sectors. An increase in deposits, economic revival and the market race of commercial banks have contributed to the intensive growth of banks' loan activities. #L# According to Croatian National Bank (HNB) data, loans granted by commercial banks to the non-banking sector amounted to 94.3 billion kuna (approx. EUR12.6 billion) at the end of last October. That month was marked by a 29.4 percent real annual growth rate of loans. The rate of growth of loans to citizens grew faster than that of loans granted to companies. At the end of the third quarter of last year, the overall amount of loans granted to citizens was 35.5 percent higher than the amount of loans at the end of September 2001, while the amount of loans granted to companies marked a growth of 20.3 percent. The average interest on long-term loans with a currency clause at the end of the third quarter amounted to 9.59 percent. Interest on housing loans to citizens continued dropping in the third quarter last year, to 7.4 percent. Interest rates in Croatia are higher than those of other EMU members, although the difference is closing in, which makes it possible for foreign banks to make additional profit. (hina) lml

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