The group's operating income in that period amounted to HRK 4.019 billion, or 3.5% less than in the corresponding period of 2011.
Net income from commissions and bank fees fell by HRK 25 million, or 3%, to HRK 803 million, while the net profit from trading and other income amounted to HRK 760 million, up 12.8% from the corresponding period of 2011.
The group reduced its expenditure by 0.5% to HRK 2.017 billion. Net loans to clients reached HRK 77.54 billion, down 2.5% since the end of last year.
The group's assets grew 0.7% to HRK 120.475 billion.