Thus, the amount of bad loans increased from the end of 2014 to the end of June 2015 by 354 million kuna or 0.24 percentage points. Broken down by loan users, non-performing household loans stood at 12.12%, while the share of bad corporate loans was at 30.86%.
Household lending came to HRK 123.6 billion at the end of June, and the portion of loans in default or close to being in default was nearly 15 billion. In the retail lending, housing loans amounted to HRK 57.6 billion, with 9.23% or 5.3 billion being bad loans.
Regarding the foreign currency-indexed loans, the Swiss franc-pegged loans had a portion of 19.24% of bad loans. Accordingly, of 25.2 billion kuna lent in those loans, 4.85 billion kuna was non-performing. The euro-indexed loans came to HRK 174.4 billion, and 28 billion or 16.06% was considered as non-
The lending with no foreign currency clause had a 18.94% share of bad loans - of 75.7 billion in kuna-pegged loans, loans amounting to 14.3 billion were in default or close to being in default.
(EUR 1 = HRK 7.55)