Tot, the first Croatian woman canoeist who competed in the Olympic Games in Tokyo, finished the race in Munich with the time 2:06.682, being by 3.096 seconds slower than the European champion, Spaniard Maria Corbera.
The silver went to Ukrainian Liudmyla Luzan.
On Sunday, the 23-year-old Tot will compete in the final race of the event "the women's canoe single 200m".