The HNB's publication on cards and card transactions in 2020 shows that as many as 8.78 million such cards were registered at the end of 2020, which was down by 4.5% compared to the end of 2019.
Thus, 85% of the population held at least one payment card, more than 29% held at least two payment cards, and 17% three cards.
Also, 240,264 payment card holders were business entities.
The HNB says that 4.83 million cards were used during 2020, 3.55 million were unused and 0.55 million were blocked.
As many as 6.92 million cards were debit cards (79%), up 0.41%. The remaining 21% (1.85 million) were credit cards, down by 20.32% compared to the end of 2020.
This decline in the number of credit card was ascribed by the HNB to the business decision of American Express to leave Croatia's market.
The HND data shows that there were 21 credit institutions and two electronic money institutions as payment card issuers in Croatia last year.