On the last day of 2016, there were 327,176 citizens with frozen accounts, owing a total of HRK 41.16 billion. At the end of 2013, the number of people with frozen accounts was 299,795, or 27,381 fewer, and they owed HRK 23.82 billion, or HRK 17.34 billion less than at the end of 2016.
One of the reasons for this is the closure of small businesses, because the debt of a business after its closure is ascribed to its owner as a private citizen, FINA said.
Half of the debt, or 50.09 percent (HRK 23.6 billion), related to unpaid obligations towards banks, credit unions and savings banks.
The data also revealed that 117,638 people, or 36%, owed up to HRK 10,000. Their total debt amounted to HRK 448 million, accounting for slightly over 1 percent of the debt of all citizens with frozen accounts.
The number of people with individual debts exceeding HRK 100,000 reached 56,531, or 17.3 percent of all citizens with frozen accounts. They owed a total of HRK 34.9 billion, or 85 percent of the total debt.
FINA says that 3.6 million citizens, or 85.3 percent, have bank accounts in Croatia. They have a total of 7.25 million accounts, of which 723,074 have been frozen, or slightly fewer than 10 percent.
(EUR 1 = HRK 7.42)