The number of citizens who use credit cards remained at the same level as last spring and most of them use three credit cards to access ATMs or for on-line shopping.
Only 40% of the people planning to travel during the winter months, usually to ski resorts, use their credit cards while away and then again mostly to purchase clothing or pay for petrol.
The MasterIndex survey has been conducted in Croatia since September 2009 and the latest survey was held in October on a sample of one thousand respondents aged between 18 and 55.