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ZAGREB, 7 Nov (Hina) - At the end of October 2022, there were 1,620,791 policy holders registered with the Croatian Pension Insurance Fund (HZMO), which is 34,962 or 2.2% more than at the same time in 2021, 76,413 or 4.95% more than in 2020, and 54,345 or 3.47% more than in 2019.